Save and Borrow With Pride

The Beacon Insurance Company Ltd.

"The Beacon Of Protection".

HOW TO CLAIM

OUT OF HOSPITAL TREATMENT

The cost of doctor's visits, prescrihed drugs, injections and other treatment received out of hospital will be initially borne by you and you will be reimbursed by Tbe Beacon Insurance Company up to the amount of benefit under the plao.

IN-HOSPITAL TREATMENT

If you wish The Beacon Insurance Company to make direct payment to the hospital or surgeon, ensure that the appropriate assignment of Benefits on the claim form is completed by you andforwarded with all other documentation.

Written notice of loss must be given to the Beacon Insurance Company Ltd within 30 days of the ailment of injury occured and affirmative proof of loss must be submitted 90 days from date of loss for which claim is made.

failure to comply with this policy conditiion will result in your claim being time-barred

All claim forms must be duly completed and all relevant questioos answered.

SCHEDULE OF BENEFITS
HOSPITALIZATION BENEFIT
Daily room and board								100.00
Maximum no. of days per ailment								31
Miscellaneous in-hospital expenses								1,500.00
(Anaesthesia 25% of Surgical Maximum)
EMERGENCY ACCIDENT BENEFIT
Maximum per ailment								300.00
SURGICAL BENEFIT
Surgial maximum								1,500.00
DOCTOR'S VISITS BENEFIT
Maximum per office visit								80.00
Maximum per hospital/home visit								80.00
Mfximum no. of visits per ailment								31
SPECIALIST CONSULTATION BENEFIT
Maximum per visit Maximum no. of visits per ailment								70.00 10
HOSPITALIZATION BENEFIT
Maximum per ailment								300.00
Excess: MM per policy year								1000.00

PRESCRIBED DRUG BENEFIT
Maximum per ailment								300.00
Excess: MM per policy year
MATERNITY BENEFIT
Normal Delivery								1,500.00
CaesareanSection/Extra Uterine pregnancy								2,000.00
Dilatation & Curettage/Mis-carriage								750.00
Pre-Natal (included in Maternity Maximum)								750.00
PHYSIOTHERAPY BENEFIT
Maximum per visi:								40.00
MaxImum per polIcy year								400.00
PREVENTATIVE CARE BENEFIT
MaxImum per calendar year
Children's Immunizatioo up to age two (2)								200.00
Annual Medical Examination								200.00
Pap Smear								50.00
Mammogram-Females over 35 years								200.00
Prostate Test (PSA) Males over 45 years								100.00